Do insurance companies raise premiums based on points or violations?

Do insurance companies raise premiums based on points or violations?

I have two tickets one for stop sign, and one for speeding. My question is which one should I turn in my traffic school certificate with to erase the point. I know they are both 1 point violations on my dmv record. Will it make a difference to my insurance rates? By the way I have USAA.

 

BEST ANSWER: Try this site where you can compare quotes:cheap-insure.info

 

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I have two tickets one for stop sign, and one for speeding. My question is which one should I turn in my traffic school certificate with to erase the point. I know they are both 1 point violations on my dmv record. Will it make a difference to my insurance rates? By the way I have USAA.

 

What are some cheap but nice older cars to insure?

I am 16 and I am looking to get an older car, i am hoping for a 79 Firebird, mustang or a camaro, but i am just looking for something relatively cheap in all categories. I don't have to worry about repairs, as i can do all the work at my school. PS would it be expensive to insure a car from the late 60s? like a charger?

 

 

Cheap insurance?

im 17 & i live in toronto (CANADA) and i gotta 1992 honda civic , and i m looking for the cheapest insurance possible does anyone know some kind of insurance agency who can get me a cheap insurance $300 or less?

 

 

Where can I get affordable car insurance in Tennessee?

Where can I get affordable car insurance in Tennessee?

 

 

Im a 17 yr old lad what nice car can i get with cheep insurance?

i am 17 and realy into cars, have been for ages. i have a motor bike since i was 16 but now i want a car. and all my freinds no how much i lyk cars, and it wud be so embarasing turning up to collage in a little ford fiesta or old corsa. i can afford a nice car but insurance for even for quite crap cars have been bout 4000 quid. i started off lookin at honda crx del sol cos i realy lyk thm but insurance way too much, so thn i tried looking at old cool looking cars lyk the last mg midget but insurance still to dear, then i heard kit cars have realy cheep insurance so i looked at a gtm rossa which was realy nice but insurance still around 4000. so what car can i get what looks the part but affordable? please help

 

 

What is the definition of garage for car insurance purposes?

I would like to know the definition of garage for car insurance purposes, my car is in a building that is enclosed on three sides and has a locked sliding front garage door, i would ...show more

 

 

Insurance Industry?

I'm trying to find out more about insurance industry...i have to make a huge project out of it for Economics...I'm specializing in IT so i don't know much about Economics...do you guys know any sites where i can find out more about Insurance Industry...or like anything you can share about it. Thank you.

 

 

I need help with car insurance?

So I don't have a license yet, but im workin on it. I seen a car that I want now b4 its too late n sumbody buys it. My mom has a car n her n my dad r on the same insurance, he pays it tho. SO heres what i wanna do... Can I buy the car n then get insurance in my moms name or is there sumthin i can do like let the car sit til i get my license?? I would have to get the car home tho, but it wont be insured on the ride home(is there sum temp insurance)... I mean the car is steal, n i need to get it now b4 sumbody buys it!! Its in Ohio, if that matters...

 

 

What happens if I cancel my car insurance policy?

I can't pay my monthly car insurance note. What will happen if I just cancel the policy before the payment is due? Will they still flag my license if I just cancel the policy?

 

 

How much would insurance be for a teenager with a 2005 mustang?

I am too young to apply online for a car insurance quote and don't really feel like asking my parents because they keep saying it's way to expensive. I would just like to know around what price would car insurance be for a mustang for a teenage girl. It would be helpful if I had $ amounts instead of way to expensive answers. Thank you :)

 

 

If you are a teenager with your own car, how much do you pay for car insurance???????

i was just wondering because i want to get a car eventualy and i know that it will be very high......... also for example if your 16 and you get a car from 1991, how much would you think you would play a month for insurance?

 

 

Best car for a first time driver in terms of insurance etc?

Hi, My girlfriend is taking her test soon and if she should pass was wondering which would be the best car to get her in terms of cheap insurance? Is there any sites that list insurance by car model? And any other general first car advice is welcomed. We are in the UK by the way. Thanks guys!

 

 

Should insurance cover repair cost?

My cars engine is having a problem. It takes like two tries to start it up and it's a new car. So will my insurance cover the cost of repairing the car?

 

 

What would you recommend as a first car for a young driver?

must be cheap insurance, affordable and any good insurance companies for young drivers?

 

 

Will my car insurance go up for failure to stop for a school bus in NY? It is my first moving violation?

Also, I am not the primary driver on the insurance, my mother is. Will that make a difference? If my insurance does increase how much of an increase would i be looking at and what kind of fine I will be looking at for the ticket? Any feedback will be helpful...thanks

 

 

Did you hear about Obama's new auto insurance plan?

Right now people are paying hundreds of dollars a month for auto insurance. THe more accidents you have the higher your premiums are. Then there are those with no auto insurance, we all pay for them when they wreck our cars. Now there's going to be government exchange car insurance pools. If you don't have auto insurance you will have to pay a small tax, like a hundred dollars a year. THe great thing is you can buy the government insurance AFTER you have a wreck- you can't be excluded for your car's pre-existing condition. Now we can all drop our private insurance that was costing many thousands a year and pay the tiny penalty tax. Just one question? Where does the money come from to repair all the cars?

 

 

Who pays for the home insurance when you let your house?

I ask this question on behalf of my friend, who lives in Malaysia. He wants to know what the law in England will be in this case. My friend is gonna let his house to another, so that he can have some income. A question arises: They need to buy a home insurance in case there is an accident like fire. Apparently in Malaysia, a homeowner doesn't have to buy insurance for his house. So in this case, who should pay for the home insurance, the homeowner or the tenant? I mean, the rental period is 2 years, and the insurance, if paid, will cover for 2 years only.

 

 

Wantings to buy Renter's Insurance?

I want to have renters insurance. How long do I have to wait to make a claim

 

 

Looking for car insurance in NY?

I am going to look around for quotes because I'm looking for a new car insurance plan. But honestly I don't really know what's out there besides Geico and State Farm. What other places should I look into? Thanks so much.

 

 

How much would insurance cost for a 17 year old with an SUV?

im thinking about getting a 1998 Chevy Tahoe for my first car but i dont know how much the insurance would be and i have my JOL license

 

 

How can I get auto insurance for a car not in my name?

I have the opportunity to take over payments on a car. Since the title is not in my name, how can I get auto insurance for this car until the title is transferred into my name? I'd heard there is a form that the owner can sign that verifies that I will be the only one driving this vehicle. Any suggestions would be helpful.

 

 

Term insurance or whole life insurance?

I want to get life insurance, but I am not sure whhich type of insurance I should get. I have done lots of research and majority of the research tells me to get term life insurance, but I am still confused to why. Here is a little about me: 30 years old, married, and have a baby. Non-smoker, and overall healthy, minus some arthritis. My first thought is to get whole life insurance because it definitely covers my family if I pass away when I am a lot older. However, I then hear that whole life is not a great investment - too expensive and lot of cost/fees involved, you don't really know how much of your premiums are going into your insurance and how much is going into the savings where the company invest the money. After hearing that, I think well term isn't so bad then. I get a lower premium for the same amount of life insurance. But then, I know term insurance only last a limited time. I see 30 years usually being the longest term life insurance. Well 30 years from now (considering nothing happens to me in the next 30 years), I will only be 60. That is still pretty young and then I wil have to renew my term insurance, but at 60, my premium will be a lot more than it would be right now. SO as you can see, I am at a lost and have no clue what to do. I would like some opinions, feedback, suggestions, etc, that would be much appreciated. (side note- when explaining which insurance is better, please explain in simple terms. I posted awhile back and I had some responses with very advanced insurance explanations that confused me! lol). ;) Oh, I do have life insurance with my company, but it's not much and I don't see mysefl staying with this company, so I prefer getting my own private life insurance.

 

 

Motorcycle insurance question?

Hey, so im 19 and live in ontario. I want to get insurance for my bike but its hella expensive. Could i 'sell' the bike to my uncle (DOES NOT LIVE WITH ME), he insures it and becomes primary rider and puts me as secondary? He has his own bike so he will have 2 bikes under his name, and ill be secondary for 1 will it work?

 

 

Health Insurance company?

I m looking for the health insurance company in india, can anyone refer me the trust able resource for the health insurance!

 

 

Insurance for a rental car?

Is your own insurance enough to cover a rental car or should you purchase the supplemental insurance offered by car rental companies?

 

 

Co op young drivers insurance (Smart box)?

Do co op young drivers insurance insure Cat C cars that have been repaired with vic certificate and log book? i called them twice and one person says they do but the other person said they don't so im confused on weather to buy the car or not? Thanks

 

Do insurance companies raise premiums based on points or violations?

I have two tickets one for stop sign, and one for speeding. My question is which one should I turn in my traffic school certificate with to erase the point. I know they are both 1 point violations on my dmv record. Will it make a difference to my insurance rates? By the way I have USAA.

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